http://management.eurekajournals.com/index.php/IJEFRA/issue/feedInternational Journal of Economics & Finance Research & Applications [ISSN: 2581-4249 (online)]2025-03-08T06:59:24+00:00Eureka Journalsadmin@eurekajournals.comOpen Journal Systems<p style="text-align: justify;">International Journal of Economics & Finance Research & Applications (IJEFRA) is a scholarly peer review, refereed journal, which is an attempt of Eureka Group of Journals to bridge the gap between "Campuses and Corporate" by including both academic research activities as well as the innovation done on industries and corporate professionals. IJEFRA provides a platform for the researchers, academicians, professional, practitioners and students to impart and share knowledge in the form of high quality empirical and theoretical research papers, case studies, literature reviews and book reviews. The journal focuses on a fast peer review process of submitted papers to ensure accuracy, relevance of articles and originality of papers.</p>http://management.eurekajournals.com/index.php/IJEFRA/article/view/988An Assessment of the Influence of Payment Gateways on the Success of Small and Medium Enterprises (SMEs) in Jamaica2025-02-19T16:51:03+00:00Kitara Whyteinfo@eurekajournals.comMartin Williamsinfo@eurekajournals.comDevin Comrieinfo@eurekajournals.comD’shae Wilsoninfo@eurekajournals.comDaniel Whiteinfo@eurekajournals.comFeliciano Thorpe, MScinfo@eurekajournals.comPaul Andrew Bourne, PhD, DrPH.info@eurekajournals.comZandy U. Elliott, PhD, DHSc.info@eurekajournals.com<p><strong>Introduction</strong>: Despite its inherent challenges, E-commerce has increased online opportunities for SMEs in Jamaica. Ushering in an era of secure, online-facilitated payment gateways that have accelerated operational efficiency, resulting in significant business success.</p> <p><strong>Objective: </strong>The study explores the impact of payment gateways in Jamaica, focusing on three key areas: to evaluate the influence of payment gateway choice on customers' satisfaction with Small and Medium Enterprises (SMEs); to assess the role of payment gateway features for the transaction of speed and convenience on customer satisfaction; and to explore the link between payment gateway experiences and customer brand loyalty to SMEs.</p> <p><strong>Methods and Materials: </strong>Employing a quantitative approach, a sample of 1,067 participants was selected utilising purposive sampling. Data was collected using the Survey Monkey online platform.</p> <p><strong>Findings: </strong>The results indicated that 63.3% of participants frequently use debit card payment methods, signifying that online transaction expediency is vital to the Jamaican populace, with 71.6% expressing satisfaction with online shopping. Logistical challenges pose a significant problem, showing 35.6% of delivery delays and 27.1% of high shipping costs for SMEs.</p> <p><strong>Conclusion:</strong> To enhance customer retention and create value for the growing segment of online shoppers, SMEs should prioritise delivery reliability, competitive pricing and investment in secure payment systems.</p>http://management.eurekajournals.com/index.php/IJEFRA/article/view/989Economic Migration and Refugee Crises: Impact on Wages, Employment, Economic Growth, and Human Capital2025-03-08T06:59:24+00:00Firdoosa Rashidinfo@eurekajournals.com<p>The economic effects of migration, including both voluntary economic immigration and forced migration through refugee crises, have been a significant subject of research in recent years. Immigration impacts labor markets, wages, employment, and long-term economic growth of receiving countries, while refugee crises present unique challenges in terms of integration into labor markets. This paper explores the economic impact of immigration on wages and employment in receiving countries, investigates the economic challenges of integrating refugees and displaced populations, and examines the effects of skilled migration (brain drain and brain gain) on both sending and receiving countries. The study synthesizes existing research while contributing new insights into the effects of different types of immigration on national economies, with a particular focus on the role of integration policies. Using a mixed-method approach, this paper examines quantitative data from OECD countries, case studies from EU refugee policies, and the effects of skilled migration on developing countries. The findings show that while immigration generally contributes positively to economic growth, challenges in refugee integration and brain drain management need targeted policy interventions.</p>